Contact Us
(814) 486-1161 ext. 269
| These initiatives funded through the Pennsylvania Housing Finance Agency (PHFA) are designed to create an impact in the most effective and cost-efficient manner possible, to expand and protect home ownership; improve access to affordable housing; concentrate special attention and services to underserved consumers and communities; encourage loss mitigation and delinquent and default counseling services affording special attention to the victims of predatory lending; educate communities on the dangers and pitfalls of predatory lending and facilitate pre-purchase counseling for consumers to achieve their goal of homeownership and help them be more able to maintain successful homeownership. | |
Comprehensive Housing Counseling Initiative |
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| This initiative is designed to bring tangible improvements to communities, addressing specific housing priorities such as: expanding homeownership opportunities; increasing minority homeownership; fighting practices of predatory lending; helping homeowners save their home from foreclosure; increasing housing opportunities for the elderly and the disabled. Counseling program associates with this initiative include: One-on-One Pre-closing (pre-settlement) Counseling Program, Pre-purchase and Default and Delinquency Counseling. | |
Anti–Predatory Lending Initiative |
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| This program is designed to assist families who are facing problems in securing or maintaining decent and affordable shelter. One critical aspect of this service is providing loss mitigation, and default and delinquency counseling to existing homeowners, which includes services to victims of predatory lending. Services are often provided jointly with other community partners who provide supportive and financial resources. Special attention is provided to underserved and minority populations and communities often the target of predatory lending practices. | |
Rural Development Initiative |
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135 West 4th St. • P.O. Box 389 • Emporium, PA 15834
Equal Opportunity Employer
